Customer Reviews

I worked with Danielle Best at RateHub, and I couldn't speak more highly of her services, demeanour, and overall approach. She was personable, empathetic, and made sure I felt confident and aware of all of the different options that were available to me when looking to renew and switch my mortgage. She was empathetic to the stresses of renewal with the higher rates, and took her time to detail every option that I would have available to me. I never felt pressured, and constantly felt assured that she was taking all of my concerns and questions into account when offering me solutions. It is a stressful time for a lot of us financially, and it helps so much to have someone that demonstrates so many wonderful and human qualities - while also having incredible insight - when navigating a huge financial decision. She knows her stuff and is a delight to work with. I truly couldn't recommend Danielle more if you are looking to get or switch a mortgage! She is an absolute gem. Thank you SO much Danielle!

This was the second time I've used Rate hub's services, and both times I have found the mortgage agents to be knowledgeable and professional. David Sherman assisted in our most recent transaction. He was very helpful in attending to all the details throughout the process in a timely manner. He was courteous, and I felt he had our best interests in mind throughout. Highly recommend.

Absolutely fantastic service. My wife and I had the good fortune of having David Sherman as our agent. As first time buyers in Canada with very limited credit history he had no easy task!! David guided us through the whole process with professionalism, courtesy and a lot of patience. In light of recent rate hikes , the product he recommended seems almost prophetic. To top it all off , due to our little friend 'covid' everything had to be done remotely. Thanks again David.

Great company with great service. They were able to help me refinance a property when many other banks kept declining me. The mortgage agent I worked with was awesome and made the process as pain free as possible. She was always responsive and always offered solutions. I would highly recommend this company for your financing needs.

I worked with Jeffrey Macapinlac on several occasions now and had to write a review to get the good word out. He has to be the best agent in the firm, very professional, trustworthy and personable. I have worked with other agents in the past, but he is so far above them by truly caring about you and your needs and making the process as easy as possible. I will definitely work with him again and I highly recommend him to anyone as he ensures a very smooth and stress-free experience, all while ensuring you get the best mortgage rate for your needs - Kev.

Wish we had known about this pain free process when we first bought our home. We worked with Robert Cullen and it was smooth sailing. He didn't recommend anything unnecessary and no false promises. Very straightforward and responsive. Gave us realistic expectations and clear instructions on how to go about the paperwork. The application process was ridiculously simple. Robert was also very understanding of our concerns with the fast changing interest rates and found us the right product to renew our mortgage. The signing process was also very well organized given that it was done remotely. Would recommended 100%

I strongly recommend David Sherman from Ratehub.ca. He is very professional, diligent and kind. He took the time to carefully explain and evaluate various mortgage options for my family and then helped us to settle on the best one. He was very responsive and patiently addressed all of our questions. Despite being faced with a short time frame, he ensured that everything went smoothly and closed on time. It is truly a pleasure to work with David.

We worked with Robert Cullen and hands down the best broker! I have already recommended him to a couple of my friends and will definitely recommend to everyone else. He worked with us tirelessly and make sure our deal goes through smoothly and reassured me countless times when I was stressing out both with looking for a house and selling. We have worked with another broker from our first house and had such a bad experience but Robert definitely changed our perspective with going through a broker. He explained the whole process, the differences on all of our options and was just great with all of our questions and very personable! Will definitely work with him again.

As a first-time home buyer and mortgage borrower, Robert De Benedictis was the best mortgage broker I could have asked for! He was very knowledgeable and professional helping me get the best available rate in the market. He was friendly, responsive, and kept me informed every step of the way. There were some issues with my paperwork, but Robert was patient and helpful throughout and I was able to resolve it quickly. I’m incredibly happy with the service and would definitely recommend him to anyone looking for mortgage.

We had an excellent experience working with David Sherman on our mortgage renewal. He kept us very well informed, and was very responsive to all of our questions. The process was very smooth and transparent thanks to David's attention to detail, and we would highly recommend to anyone looking to get a fantastic rate on their mortgage renewal. Well done sir!

We are first time home buyers and first time mortgage borrowers. Because of Robert we were able to successfully find and secure the right mortgage for us. It was a smooth process without any surprises. This would not be possible without Robert, he patiently answered all our questions and shared his valuable suggestions. We feel very glad and lucky to have worked with him. Would definitely recommend him for any one looking for mortgage.

It was our first time dealing with CanWise Financial and we would highly recommend this company. We were dealing with Kevin Song, mortgage broker and we think (correction, we know) that Kevin is the best. He is professional, very knowledgeable, pleasant to deal with and he goes way beyond to help and make sure that everything is in order etc. If we could give him 6 stars, we would. Thank you Kevin for making this process easy and without stress.

Good rate for refinancing. Eric M was very responsive, friendly and communicated the process well. Would recommend/use them again.

Mandeep from CanWise and he was thorough and patient throughout the entire process. Knowing I had reservations about obtaining a mortgage online he endeavored to and succeeding in earning my trust with his candid and knowledgeable approach. Answered all my calls and emails in good time proving himself to be very reliable as well.

I worked with Mandeep over the last few months and he was wonderful to work with. He was very responsive and got us the mortgage we needed with minimal issues. Definitely recommend.

Hitesh Babbar was very professional and knowledgeable. He always made time to review and answer any questions we had. It was a delight to deal with him.

Our mortgae broker helped us refinance our home at a really great rate. The broker was knowledgeable and patient with our many delays throughout the process. Would definitely recommend!

Kevin was a pleasure to work with. Very knowledgeable. Made himself available and very responsive with questions. Ensured the closing process was smooth and got the approval quickly. I will be referring family and friends.

Robert helped me secure the mortgage with a great rate for my first home purchase, and he was an absolute joy to work with. I felt confident navigating the nuances/complexities of the application and home buying process with his guidance. He was thoughtful, comprehensive, and super patient to explain the steps / answer my questions all along the way. In addition he was always very responsive, which was critical for what turned out to be a fast closing period. Thank you Robert for the wonderful service - I would highly recommend him for any of your mortgage needs. Cheers!

Great place to start when planning to purchase properties. The Canwise agent did a great job!

What a great experience I had with CanWise. Danielle Best was incredible. She answered all my questions promptly and got me the best rate out there. I don’t know exactly what her hours were but she answered all my calls weekends nights whenever I needed it. Thanks again for a wonderful experience Danielle.

Johnathon Glover helped us secure our first mortgage. We initially went to our bank and after leaving in tears and being so stressed out, I searched online for a mortgage broker and so happy I found Jonathan. Our situation was a bit unique in that we were buying our home from the estate of my husband’s beloved deceased mother. Jonathan was so knowledgeable and helped us through the entire process. He was kind and compassionate with us while we had so much grief. He always responded to emails, calls and questions promptly and professionally. He really helped us, not just with our mortgage but with being such a delightful person during such a difficult time. I would highly recommend Jonathan if you’re needing a mortgage. He definitely knows his stuff! Even at closing he helped us get past a hurdle due to an error the estate lawyer made. We could not have gotten thru it all without Jonathan. He was such a pleasure to work with. He’s awesome!

Our mortgage broker, Jeffrey M, was one of the best agents we've ever work with! He was able to find us an amazing rate while working on a tight timeline. He went above and beyond for us and we would highly recommend him for your mortgage needs. Jeff thank you so much for your service! We will definitely go back to you in the future! A++

Robert De Benedictis @ CanWise Financial was recommended to us through a friend and financial advisor. We have used his services and expertise for a mortgage renewal as well as the purchase of a new home. We would highly recommend Robert to anyone looking for a very experienced and knowledgeable Mortgage Specialist! Easy to get a hold of and always got back to us promptly. He has integrity and shows great attention to detail. Robert is a kind and considerate person and we always felt that he had our best interest a heart. Thanks again and sincere appreciation! Heather and Dan

Dealing with Abdul was such a pleasure. A true professional with a personal touch. He made the transaction so easy. I would recommend Abdul and the CanWise to anyone who is looking for a great mortgage broker. He got us a great rate even lower than what we were expecting. He is very knowledgeable about his industry and was very personable with us! Great job Abdul!

Easy to navigate, minimal info reqd with detailed options presented with clarity. Excellent!

Vladimir Stanev was my agent at CanWise. His professionalism and knowledge shone through from beginning to end. He is upfront and direct with his answers. No hard selling tactics, which I really appreciated. He is very responsive and patience with any of my questions and concerns. I got a great rate which Vladimir helped me lock just before it was heading up. Their rate is much better than what my bank that I had been with for 15 years would offer me. CanWise reimbursed some fees that they'd agreed to within 4-5 weeks after closing and their website to manage the account is very user friendly as well. I highly recommend them and would use them again. Thanks Vladimir!

Robert at CanWise was fantastic to work with, so knowledgeable and a really nice person to deal with. He helped my wife and I get an incredible rate on our retirement home. Now 5 years later he has helped us get an even better rate at renewal time. Robert knew how to take care of all the details. It was a wonderful experience. I would definitely recommend this company.

Bryan worked to get me a considerably better rate than all of the major banks I had contacted. He was extremely knowledgeable and explained the ins and outs of my mortgage. I never had any problems contacting him via phone or email, he was always available. I would recommend at least inquiring with CanWise if you're shopping around for a mortgage. UPDATE: Now 5 years after I initially posted this review I did my mortgage renewal through CanWise. They got me a very competitive rate again and reached out to me months in advance of my renewal date. The renewal process was made much easier than I though it would be, thanks again!

As a first time home buyer, it can be overwhelming trying to process all my applications through closing. I felt blessed working with Robert Cullen, who went above and beyond with my mortgage application. He was always open to explain information in detail and got me an amazing rate. Robert's client-centered approach and professional advises have impressed me in every way. Great team, great people, great service, and great rate. 5 stars from me!

My wife and I have worked with almost 10 different mortgage brokers and lenders in the past. We worked with Kevin at CanWise and it was, hands down, the best mortgage service ever. The value and customer service we received was 6 stars. No other lender could come close. We especially appreciated the "no games" approach they have in just offering you the best rate with their first offer. Thanks so much Kevin and CanWise for all your help!

I chose to deal with Kevin Sandhu to refinance our mortgage. He was able to get us an amazing rate and did everything possible to ensure the process went smoothly and in a timely manner. He is very professional and knowledgeable. Any questions or issues I had, he was prompt with a very thorough explanation. Our financial advisor at the bank was also very impressed with Kevin's interaction with him and stated that he was the best mortgage broker he has dealt with. Thank you Kevin for the seamless process of refinancing.

CanWise is a great company to help you with any mortgage inquiries. They have a very informative and trustworthy team and I would recommend anyone to them. Robert in particular was a great help. He helped me through every step of the process and is extremely informative and most importantly made the process understandable. I now understand the process more and get to enjoy my refinancing. Thanks !

It was a good communication and the process was quick and precise. Happily assured by another five year mortgage renewal. Thanks people. I got a re-finance switching the bank due to the big interest rate change. CanWise helped me find the best rate at the market and resolved all my inquiries. I thank the associate for the kind replies enabling me finish the work safely.

We shopped around for the best mortgage rate. This was one of three brokerages that claimed they could get us the rate we wanted. We worked with Robert (who was awesome). He delivered what he promised and made the whole process streamlined and hassle free. Robert was easy to reach for help with our questions and all of the correspondence between us and the bank (TD) was handled by him. - Commission for their fee is paid by the lender. - They get you an amazing deal. We were impressed and would go through Canwise again in the future for refinancing. Would recommend!

I contacted CanWise to inquire about a low rate on my mortgage. I was lucky I talked to Alex. He helped me tremendously and got me an amazingly low rate on my mortgage. The process was relatively quick and efficient. The one thing I really admire about him that he was available to answer my questions and concerns at almost anytime, even over the weekends. Overall, they are customer-oriented and I had a very positive experience. I definitely return for my future mortgage needs and highly recommend CanWise to anyone.

i have used CanWise twice for my two rental properties. Abdul from CanWise always provided great service. Abdul was able to arrange very low rates and provided with his expert opinion during different stages of the mortgage process. I was able to chose best options because of that. In fact my closing date was changed to earlier date than anticipated but Abdul was able to get all the paper work done in time and very efficiently to accommodate new closing date. Very smooth transaction and professional approach in dealing with customers.

Alanna from CanWise was always very professional when speaking with me. She was very responsive to my emails and calls and responded immediately, or if she was away, she let me know who I could contact if I had any questions. Alanna patiently and clearly answered all my numerous questions. She knew her product and the mortgage market very well. Most of all, CanWise was able to get me an excellent rate. This is not my first mortgage, but definitely my best overall experience with getting a mortgage. I would highly recommend working with CanWise. CanWise, thank for all your help. Michelle

As a first time home buyer, the experience with CanWise was great. We had all of our questions answered and they took the time to guide us through the entire process. Robert was taking care of us and he was extremely helpful throughout the entire process. We were able to directly contact him with any questions, confusions or to seek clarification on the process. We got some helpful advice that helped the process go smoothly which we are thankful for. We were also given the lowest rates and got prompt answers whenever we had any questions or doubts. As a first time home buyer, I was extremely satisfied with the service and products. I would recommend Robert and CanWise to anyone shopping for a mortgage. Definitely 5 stars for the company and service provided.

My very first 5 star review. Right from day one, my experience with Steve at CanWise Financial was positive. My mortgage was coming up for renewal so I decided to shop around for the best rates. During my first conversation with Steve, he actually encouraged me to first negotiate with my current lender before proceeding with him in order to avoid the added costs to me of switching out. It was refreshing to see someone putting my interests ahead their own. Of course, my current lender couldn't come close to the rates being offered through CanWise. Throughout the whole process, Steve was very responsive to my questions and most importantly, he came through on his incentive promises. Without hesitation, I would recommend CanWise Financial if you are shopping around for a mortgage.

As a first time home buyer I had lots of questions and concerns about the whole process. Mike went above and beyond to ensure I understood everything, even if that meant explaining things a few times on different occasions. He was always a pleasure to deal with, very knowledgeable and over all a pleasant person! To top it all off, got me an amazing rate for my mortgage! 10/10 would recommend Mike to anyone!

I got my mortgage through Eric from CanWise financial, and it was the best mortgage experience by far when compared to my previous experience with big banks, small landers and other brokers. I was able to get the most competitive rate, I was getting timely service, guidance and well explained information and advice, maximum responsiveness to every question or concern I raised along the way. Eric was very proactive, professional and it was clear to me he was looking after my best financial interest, given the rate, cash back amount and other perks he was able to secure for me. No last minute surprises or waiting on people to move paperwork till the last minute. Fantastic service! Highly recommend it!

Mesh is the character I dealt with for my renewal. I like to add the service I received from him is amazing. He got me the best variable rate during my "hectic" shopping. Very professional and friendly to deal with. Call are return within 24hrs...very patient and very helpful. CanWise Financial do provide great rate's out there. THANK YOU!!

Ran across CanWise late one Friday night and don’t regret it at all. Kevin and his team made my refinancing such an incredible experience. Kevin answered my question very promptly, and easy to understand. He treated me like a human and not a file. Thank you so much for making this process very enjoyable

Great company with really good rate. They will take the time to explain their product in detail with patience. Jay Goyal treated us very well and responded quickly to all our questions. Thank you and don't hesitate to do business with them. Great company with customer satisfaction in mind.

Found CanWise by looking on google at companies with a lot of good reviews after finding it impossible to get in touch with my banks agent. I called to get an inquiry and was put in touch with Danny. Never have I had such a great experience! The inquiry turned into a pre-approval, then to an offer and now I'm a home owner. As a first time home buyer I had a million questions and what ended up to be a very short deadline, Danny was extremely responsive and informative, blowing any expectations I had out of the water. I wish I could find the words to express how thankful I am for all the time Danny put in to making sure I had a good experience.

I initially was with a different broker and noticed interest rates were going down so i connected with CanWise to see if they could assist finding a more competitive rate. The mortgage agent was responsive and addressed all my questions and found a fantastic rate with one of my preferred lenders. Would highly recommend!

I was assisted by Kristian Magsino with a high level of urgency and competency; it’s always what you hope for when trying to purchase a house. He initially had a specific mortgage provider organized for my family, but as soon as he realized that the initial mortgage provider could no longer serve us, he was proactive to immediate provide us another provider at a low interest rate. I appreciate the help in making purchasing a home for the first time a breeze and always being prompt in responding to my inquiries.

Robert was the epitome of helpful and professional throughout the whole process of applying and getting our mortgage, and secured a fantastic rate for us. Very happy that we chose CanWise and Robert, highly recommended from two very satisfied customers! Thanks again Robert!

Had a great experience working with Canwise to get an excellent mortgage rate. Danny, our broker, was extremely attentive and responsive throughout the process. He definitely went above and beyond our expectations to secure us an even better rate from the financing institution just days before closing. We'd highly recommend this service.

We would like to thank Kevin Chu for his exceptional service while finding us our mortgage. Kevin was there on every step of the way, guiding us with every process making it look easy at the same time keeping us at ease which can be stressful time. Kevin also continuously watched the market for a lower rate and dropped the rate three times before we closed finding us incredible rate. We highly recommend Kevin as he is informative, professional and was every responsive to our emails.

We were very happy that we found CanWise Financial through Google and chose them for our mortgage renewal. Thank you to ROBERT DE BENEDICTIS for finding us a very good/very low interest rate and making our mortgage renewal process very smoothly. He was very professional, always responded to e-mails in a timely manner, provided every details of the mortgage renewal. EXCELLENT customer service! - from Winnipeg, Manitoba

My dealing with Eric and his team was excellent. He made the process as simple as it can be and helped us walk through each step. His follow up and ease to deal with was greatly appreciated. I would recommend him and the can wise team to anyone. As a follow up, we recently refinanced and used Eric and his team again. He made it as easy as the first time and his attention to detail and excellent communication are certainly what helps to set him apart from the field. Thanks again, and I will continue to recommend Eric and the canwise team to anyone.

I had a great experience getting my mortgage renewed through them. I felt I got the best possible mortgage rate with absolutely no additional fee - they even reimbursed my CIBC discharge fee. The whole process was flawless and fairly straightforward. My agent Jeroen was so helpful and knowledgeable. He answered all my questions within a day. I strongly recommend you give Canwise or Jeroen a call before you sign a mortgage paper with those big banks.

They kept their word to offer us the best deal on the market. Followed up very closely during closing to ensure everything worked according to plan. Worked to build a personal relationship with us. Very satisfied. Thank you Robert De Benedictis.

My wife and I were hesitant about using CanWise Financial to renew our mortgage as we have been using banks directly for the last 15 years. However, we decided to submit our application and started with the process. Abdul Jaffer was assigned as the Mortgage Specialist to help us through the process. We were amazed by the quality of service provided by Abdul, he is very professional, knowledgable and trustworthy. He was able to obtain an excellent rate for us. He was always available to answer any questions related to the Mortgage and the process even Friday at 7:00 pm (Thank you!). We highly recommend CanWise Financial for any mortgage needs. You will not be disappointed. Cesar Hernandez & Sandra Ruiz

Kristian was the mortgage agent who helped me with my mortgage needs. He was very professional, honest and an extremely polite person to talk to. He gave me lowest rates and responded to my queries promptly. My suggestion to always shop around for best mortgage rates and Kristian from canwise is the best choice. I feel lucky that he helped me. A man of his words.

CanWise and Robert were very helpful to me as a first time home buyer. I had lots of questions and Robert was able to answer them very clearly. I also appreciated his friendly demeanour and responsiveness to whatever queries I had. We are very happy in our new home and would recommend Robert and CanWise to others.

One of the best experiences I've ever had dealing with a company. Aris is the man! Not only was he responsive but followed up in a timely manner but he helped facilitate the process between all parties ( lawyer, lender etc). This is my second time dealing with CanWise Financial and I have to say you guys are doing an awesome job! Keep up the great work team!

CanWise was immensely helpful in setting up my mortgage, as a first-time home buyer. They explained the options for rates and offers from different banks in a way that was easy for me to understand, and made me feel confident in my decision. I didn't feel pressured to make a certain decision, and they were extremely responsive and friendly.

Great experience working with Danny. Highly recommend if you want the best rate and service.

dealt with Ahjaz Mussa, great service and fast response to any inquire

Abdul from CanWise team has helped with my mortgage application. It was a quick and transparent process and I would love to recommend for others...

The advisor that my wife and I had for our first time home buying was professional and honest. He also understood our needs and budget and provided a good solution to us. We’ll probably work again with CanWise Financial in the future.

Jeff at CanWise was able to get me my mortgage at a rate that no other agent even thought was possible. Highly recommend looking into CanWise for your next mortgage or refinancing. Very timely and professional couldn't ask for more!

I want to thank Kristian from Canwise for a great customer experience. From the very beginning he was very helpful and answered all my questions and concerns. He was able to find me the best rates for my home and I will definitely be referring him to all my family and friends. Great work Kristian!

Mike Bricknell is a fantastic broker. Mike helped me through a number of challenges that came my way when qualifying for a mortgage and also helped me sort out complicated issues with the closing documents, I highly recommend him and the CanWise team!

Great company, answered any and all questions very quickly and got us an unbelievably low rate. Highly recommend!

This was my first time using CanWise to get a mortgage, and when it comes time to renew it, I will definitely be calling Jeroen V. He provided excellent service --- answered all my questions, gave regular updates, followed-up with quick phone calls to make sure I was okay with the process, and found me a great rate. He was very professional and personable. I have referred him to my best friend, and I will continue to refer him to my family and friends.

Great service and great rate. Each financing option was explained with great detail. Professional advice throughout the financing process. We would recommend CanWise to all our family and friends. Thanks Robert B.

Exceedingly pleased having dealt with Raymond at Canwise. He was thorough, professional, and made it as painless as could be considering the ongoing pandemic. I would highly recommend going with Canwise. Best rates around and diligent staff working on your behalf. Thanks once again!

I worked with Robert De Benedictis to close a condo purchase and Robert was really helpful. Our situation was a bit complicated so he had to send our application to multiple mortgage companies. He did eventually find us a very good rate. After the contract was signed, the rate dropped so Robert called the mortgage company to have the rate adjusted for us before our closing date, without us asking him to do so. We will definitely recommend Robert to our friends and ask for his help again if we need to find a mortgage in the future.

Eric M was great from our first conversation about looking at renewal options to the end of signing the papers. It’s never a easy process with dealing with mortgages especially during a pandemic but Eric from CanWise made it that easy. Very professional and supportive throughout the process. Thanks again

My wife and I just purchased our first home. Robert De Benedictis at CanWise helped us make our dream come true. We had a relatively fast closing and Robert worked quickly and efficiently to get everything approved for us in a timely manner. highly recommend CanWise and Robert. Thanks again CanWise!!

We had the pleasure to work with Kristian. He was a pleasure to work, excellent communication and response time. He also kept us informed throughout the entire process with rates and ensured the transition from our current lender to the next was smooth as possible. All in all, excellent experience and will seek to work with him and the CanWise team again in 5 years :)

This is the second mortgage I’ve done with Canwise and I couldn’t be happier. Thanks to Robert Cullen, I closed on a multifamily home deal at a ridiculously low rate with a cash back incentive. Robert truly cares about finding the best option for his clients, I’m sure there were other lenders he could’ve stuck me with for a higher reserve, but he took the time to listen to what my goals were with the mortgage instead of just “getting it funded”. He always responded to emails quickly and didn’t leave me hanging when I had questions or concerns. I would recommend to anybody. I plan to buy more buildings in the near future and will be using this company again, with Robert as my guy!

Excellent service! Our Mortgage Agent, Tawer Daniel is knowledgeable and he was super responsive throughout the process for the mortgage and bridge financing. We got an excellent mortgage rate , and we are definitely satisfied with the overall service from CanWise Financial. Highly recommended!

I had an excellent experience with CanWise. Very professional and they got us a great rate. Mike Bricknell was our broker and he did an outstanding job. I couldn't recommend CanWise and Mike more highly.

Best rates in the market and available upfront on their website. Most mortgage brokers will just waste your time because they don't want to reduce their commission. CanWise represents YOU and not the lender in the transaction. This is very important; if you are not very financially savvy, they will make sure you understand all terms and potentially protect you from loss. Kristian Magsino is very knowledgeable and friendly.

We worked with Eric M and were impressed with the customer service. Very glad that we went with CanWise versus sticking with our current bank. Eric was thorough in providing us with all of our options. Communication was top notch throughout the entire process.