Customer Reviews

My wife and I were first time home buyers and had the pleasure of working with Kaunain Taki of ratehub.ca as our mortgage agent. We were shopping around at the major banks, but Kaunain was able to secure us an even better rate and cashback incentive with CanWise. Beyond the numbers, his customer service was 5-star with fast and clear communication. After accepting the lender’s initial offer, he even secured us a lower rate before closing when the lender lowered their rate offers. He truly goes above and beyond for his clients!

I had an excellent experience working with Hitesh Babbar from Ratehub. From the very beginning, he was proactive, responsive, and genuinely committed to helping me secure the best possible mortgage. He was completely transparent throughout the entire process and took the time to explain everything clearly, making sure I understood all my options. What really stood out was how hard he worked to find multiple solutions for me. Instead of presenting just one offer, he compared different lenders and rates, and walked me through the pros and cons of each option so I could make an informed decision. His communication was outstanding — he kept me updated at every step and was always available to answer my questions promptly. The whole experience felt smooth and stress-free because of his professionalism and dedication. I highly recommend Hitesh Babbar to anyone looking for a knowledgeable, trustworthy, and hardworking mortgage agent.

Exceptional Service, Highly Recommend Kaunain Taki at Ratehub! We recently completed our mortgage through Ratehub with Kaunain Taki, and we couldn't be more pleased with the entire experience. Kaunain was professional, attentive, and made what can be a stressful process feel completely smooth and manageable. He was always available to answer our questions, explained everything clearly, and made sure we understood every step along the way. It's rare to find someone who is both highly knowledgeable and genuinely caring about their clients' best interests. Kaunain is exactly that. The whole process with Canwise was seamless, and we felt well taken care of from start to finish. We would not hesitate to work with Kaunain again for any future mortgage needs and will absolutely be recommending him to friends and family. Thank you, Kaunain, for going above and beyond for us!

I recently worked with Mike Bricknell at Ratehub.ca for my first home purchase, and I truly could not have asked for a better mortgage broker. From start to finish, Mike went above and beyond in every possible way. My situation wasn’t straightforward — multiple income sources, time‑sensitive documents, employment letters, crypto transactions, and a tight closing timeline. Despite all of that, Mike guided me through each step with patience, clarity, and genuine care. He was incredibly organized, always quick to respond, and consistently proactive in keeping the file moving, even when lenders were asking for unusual or last‑minute details. Mike worked tirelessly to secure the best possible rate and lender for my circumstances. He navigated underwriters, clarified every requirement, and made sure nothing fell through the cracks. I’m convinced that without his expertise, I wouldn’t have closed as smoothly — or on time. What really stood out was his professionalism and kindness. Even when I was overwhelmed with paperwork, waiting on employers, or juggling deadlines, Mike remained supportive, reassuring, and always willing to jump in and help. He even followed up with a thoughtful congratulatory gesture after closing, which meant a lot. If you’re looking for a mortgage broker who is knowledgeable, dependable, and truly invested in your success, I cannot recommend Mike Bricknell highly enough. An absolute pleasure to work with from beginning to end. Thank you again, Mike — I genuinely appreciate everything you did to help make this happen!

I had a great experience working with Tawer Daniel when moving my mortgage. They were professional, efficient, and really took the time to understand what I needed. The whole process was handled quickly and smoothly, with clear communication throughout. I really appreciated how responsive and supportive they were — highly recommend!

I had an excellent experience working with Danielle Best as my mortgage broker. She was incredibly patient and took the time to answer all of my questions thoroughly, making the entire process easy to understand and stress-free. Danielle was always available whenever I needed her, especially during the critical weeks of obtaining and validating all the required documents. I was a bit leary with the online instead of in-person, but as we worked together I gained more confidence and peace of mind. She is very easy to work with and genuinely cares about her clients. Her approach is clearly focused on managing the best options I would highly recommend Danielle to anyone looking for a knowledgeable, reliable, and client-focused mortgage broker.

After a very difficult experience with a previous mortgage broker—including weeks of delays, missed closing dates, and poor communication—I was running out of time and at serious risk of losing the home I had under contract. With only about 10 business days left before the final closing deadline, I contacted Ratehub and was connected with Jessica Barroso. From the very first conversation, Jessica was calm, empathetic, and highly professional. She quickly assessed my financial situation, suggested a clearer and more effective strategy for structuring my down payment, and immediately moved into action. Because I already had my documents prepared, she was able to engage lenders the same day and secure a verbal confirmation within hours. By the next day—after a few minor clarifications—the bank issued a formal approval. What another broker could not accomplish in seven weeks, Jessica achieved in just two days. Throughout the final week leading up to closing, she maintained constant communication, coordinated updates between the lender and my lawyer, and ensured nothing slipped through the cracks as the deadline approached. Her responsiveness, clarity, and persistence significantly reduced what had been an extremely stressful situation. Most homebuyers should never need this level of urgency, but in a high-pressure scenario Jessica delivered exceptional results. Simply put, I have my home today because of her professionalism and dedication. I would highly recommend Jessica Barroso and the Ratehub team to anyone looking for a knowledgeable, responsive, and results-driven mortgage broker.

I renewed my mortgage with Ratehub and it was an amazing experience. The process of transferring my mortgage was almost pain-free and didn't really cost me much. I didn't have to chase down a mortgage advisor at the major banks to shop for deals, "go to the home branch" to unlock manager's special deals etc. That alone deserves 5 stars. Once I made the decision and signed the documents, the Ratehub/Canwise folks took care of everything (lawyer fees and whatnot). The advisor (Krishan N.) who was helping me was very responsive and knowledgeable. Initially, I was looking at 3-year deals but he advised that the 5-year one was quite competitive, so I decided to go with that (but on a more aggressive payment schedule). I think I am paying off more of the principle when I go with Ratehub, and that made all the difference for me. I'd highly recommend going with Ratehub and I'll probably go with them when I buy a new property as well.

I had a great experience working with Krishan Nagendra for my mortgage renewal. He was knowledgeable, responsive, and made the entire process smooth and stress-free. Krishan took the time to explain my options clearly and helped me secure a great outcome. I really appreciated his professionalism and proactive communication. Highly recommend working with him if you’re looking for someone you can trust with your mortgage needs.

I recently completed my mortgage renewal with the support of Kaunain, and the experience was excellent from start to finish. He was consistently professional, proactive, and clear in his communication. He always reached out ahead of time, responded quickly, and provided all the information I needed to make confident decisions. His explanations were thorough and easy to understand, which made the entire process smooth and stress‑free. I also received my cashback earlier than expected, which was a great bonus. Overall, I genuinely appreciated the level of service and would highly recommend working with him.

I highly recommend working with ratehub! I worked with Kaunain Taki and who helped me renew my mortgage. I needed a lot of help and advice and a lot of explanations because this was the first time I was renewing my mortgage. I was lucky enough to have been able to have Kaunain look after me...because once I was able to talk with him, everything started to become clear. Kaunain is so informed, patient and extremely helpful and he had my best interests in mind. He had my approval ready within days of contacting him. He gave me great advice about my finances that would benefit me most, returned all of my calls and emails promptly and answered every single question I had without ever making me feel ridiculous for asking them! He made the reneweal process easy, I trusted him and he really took the time to help me understand everything along the way. And not only that, he provided me with the best rate and incentives. Thank you Kaunain Taki! I would 100% work with him again!

Abdul Jaffer was fantastic to work with. He handled our mortgage renewal very efficiently and kept everything clear and well-organized throughout the process. He was quick to respond to emails, explained things clearly, and made the entire experience smooth and stress-free. We really appreciated his professionalism and support and would happily recommend him to anyone looking for mortgage assistance.

I cannot recommend Priyavadan Katariya (Pri) highly enough! We were looking for additional funds and my partner is self-employed. We were nervous about the mortgage proces, but Pri made it incredibly smooth. They were patient, answered all the questions I had, and managed to secure an approval with a great rate. If you want someone who truly advocates for you and stays on top of every detail, look no further.

I had an excellent experience refinancing my mortgage through Ratehub with Hitesh Babbar. From start to finish, he was knowledgeable, responsive, and incredibly patient in explaining every step of the process. He took the time to understand my goals, presented clear options, and worked hard to secure a great rate that fit my situation. What really stood out was his professionalism and communication—I always felt informed and supported, and no question ever felt too small. I would highly recommend Hitesh and Ratehub to anyone looking to refinance or get a mortgage. Outstanding service all around!

Priyavadan Katariya was excellent to work with throughout my mortgage process. He was always responsive, patient, and took the time to answer all my questions over the course of the last 3 months while I was shopping for a home. His knowledge and helpful approach made the entire experience much less stressful for a first time homebuyer. I truly appreciated his support and would recommend him for anyone looking for a mortgage broker. Thanks again Priyavadan!

I recently used Ratehub to secure a mortgage to purchase a multi-residential building. My representative Jessica Barroso was fantastic, communication was clear, timely and her guidance made the process so easy. The financing options were competitive, and I am confident that we received the best rates available for what we needed. HIGHLY recommend! The portal for sharing documents was easy to use, and support throughout was fantastic. Definitely better than any bank I have ever dealt with!

During my journey of getting ready to sell my house, working with Vladimir has been one of the best customer service interactions I have had in my life. During all of our interactions, he made me feel safe and secure and that I was on the right path. He walked me through every step of it, and I appreciate that so much. He helped me make it possible to fix up my house and sell it. I couldn't have done this without Vladimir's dedication to his customers. Vladimir is an amazing human being!

I had an excellent experience working with Vladimir while renewing my mortgage from another institution. He was personable, respectful, professional, and transparent throughout the entire process, which gave me peace of mind and the confidence to move forward without hesitation. He made the process stress-free, answered all of my questions, and was always available whenever I needed clarification. Vladimir is reliable and truly cares about his clients - not just about selling a product. Without skipping a beat, I would strongly recommend him to anyone looking to renew or obtain a new mortgage. Thank you, Vladimir, for making the process so smooth.

Tawer at Ratehub was absolutely fantastic to work with throughout my mortgage process. He was incredibly helpful, insightful, and patient, taking the time to clearly explain every option and answer all of my questions without ever making me feel rushed. His knowledge and guidance made what could have been a stressful process feel smooth and manageable. I truly felt that he had my best interests in mind from start to finish. I highly recommend Tawer to anyone looking for a knowledgeable and trustworthy mortgage professional.

⭐⭐⭐⭐⭐ We had a great experience working with Ratehub. Danielle and Jessica helped us from start to finish. Our first mortgage application was unfortunately denied, which was stressful, but they didn’t give up on us. They took the time to explain our options, helped us restructure everything, and guided us through a second application that was ultimately approved. Their professionalism, responsiveness, and persistence made a huge difference, and we wouldn’t have been able to close on our house without their support. We’re incredibly grateful for their help and highly recommend them to anyone looking for a knowledgeable and dedicated mortgage broker.

I shopped around to find the best rate and the best staff. Danny Soeur was very aproachable, took the time to explain the pros and cons of various options on the table, and was able to get me the best rate of all the agents I contacted. At the end, my ultimate appreciation is that he made me feel like I was his most important client. He answered all my questions and called me back everythime we needed to talk. It was an absolute pleasure doing business with him and will do again when renewal time comes up. I strongly recommend.

I had an excellent experience working with Kaunain Taki as my mortgage broker. He was incredibly patient and took the time to answer all of my questions thoroughly, making the entire process easy to understand and stress-free. Kaunain was always available whenever I needed him, especially during the critical week of closing, which gave me a lot of confidence and peace of mind. He is very personable and genuinely cares about his clients. His approach is clearly focused on finding the best option for the client, not just pushing a product. I would highly recommend Kaunain to anyone looking for a knowledgeable, reliable, and client-focused mortgage broker.

We had an amazing experience working with our mortgage broker. Kevin was incredibly helpful, always quick to respond, and made the entire process feel smooth and stress-free. He took the time to explain everything clearly and guided us through each step with patience and professionalism. Most importantly, he secured us a fantastic rate! We’re so grateful for his hard work and would highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker.

Working with Vladimir made the entire mortgage process very straightforward. From the very start, Vladimir was exceptionally professional, knowledgeable, and responsive. I felt like I had a dedicated advocate on my side. If you are looking for a mortgage agent who combines expertise with genuine care, look no further. Five stars!

Wonderful experience. I had someone named Jeroen helping us with a renewal. We didn't like the rates our current lender was providing and reached out to find better ones. Jeroen was very informative and gave us all the details necessary in order to help us select the best scenario for us. He checked in and ensured everything was on schedule and moving along smoothly the whole time. Great experience and service. Will absolutely use them again!

**update : after posting this review, ratehub reached out via rep Tawer Daniel who, after reviewing my file, offered his apologies and some compensation for the inconveniences experienced during my interactions with ratehub. he assured these issues, though isolated, do happen, but that proactive communication is one of their core goals and they will continue to strive to do better. I was able to lock in a great 5 year rate, though canwise/rate hub was not my ally in the process. Ratehub/canwise state one of their service goals to strive for is ‘proactive communication’. During the paperwork process (after locking in a rate but before signing anything final), the rep assigned to my file ended his employment with the brokerage for one reason or another. I was obviously not aware, and called for nearly 3 weeks leaving multiple messages per week requesting any sort of callback or direction. Finally I received correspondence from my new rep who updated me on what had happened. This rep caught me up over 2 days before ghosting me as well for another 2 weeks. I honestly thought I’d enrolled into some sort of mortgage scam. Finally, within the final week before the deadline to start the new mortgage, my new rep advised me several documents I ‘had not submitted’ would be required before being able to proceed. Over multiple of these calls in that last week, I was required to reference emails where I had indeed already submitted the requested paperwork, but my rep had either ‘not seen it’ or, after inspection, an obscure issue would come up with it requiring resubmission. No answer could be given for why these issues hadn’t been brought up (or ‘communicated proactively’) when asked, only that it needed to be done. My mortgage was eventually completed, though not without much anxiety and headache. I am thankful for the rate I was able to grab (3.85), but I wouldn’t say ratehub/canwise did a single thing to earn my loyalty in the process. If given a better or equal rate somewhere else, I’d have taken it.

The mortgage approval process with Ratehub was incredibly smooth from start to finish. Robert was extremely helpful every step of the way — always available to answer questions and guide me through the details. Thanks to his support, everything moved along quickly and efficiently. I'm very happy with the rate I received, which was the best available. Overall, a great experience and I highly recommend Ratehub for anyone looking for a stress-free mortgage process.

We worked with Robert De Benedictis as our mortgage agent in 2022, and the experience was outstanding from start to finish. Robert communicated clearly and professionally throughout the entire process, always taking the time to explain details and ensure we felt confident and informed in every decision. He worked diligently to secure us one of the lowest mortgage rates available, something we truly appreciated. Robert was also incredibly punctual and reliable — whether it was returning calls, sharing updates, or submitting documentation, he never missed a beat. One of the most unexpected and valuable aspects of working with Robert was his ability to help us receive a cash back benefit, which made a meaningful difference for us as new homeowners. Robert’s professionalism, transparency, and dedication to his clients set him apart. We are extremely satisfied with the experience and would confidently recommend him to anyone looking for mortgage support. Thank you, Robert, for making this process smooth, efficient, and stress-free! experience working with Robert! Wonderful customer service and helpful for first time home buyers 😊

Working with Ahjaz over the past month to secure our first mortgage was one of the best decisions we made. He was incredibly helpful, responsive, and genuinely easy to communicate with—he turned what initially felt like a scary, overwhelming process into something smooth and effortless. It truly felt like working with a friend who was always patient, always looking out for us, and determined to make sure we got the best possible deal. We couldn’t be more grateful for his support.

I had an excellent experience renewing my mortgage through RateHub. The service was truly 5/5. Patricia was fantastic throughout the entire process—her responses were always quick, and she made everything feel simple and stress-free. Highly recommend!

Hitesh Babbar truly made my mortgage experience smooth. I wasn’t the easiest client as I kept switching between fixed and variable but he never lost patience. He explained everything clearly, supported my decision-making, and worked extremely hard to lock in a great rate at the last minute. I’m grateful for his service and would absolutely recommend him. Look no further if you are looking for a mortgage professional that truly cares .

Danielle came highly recommended to us and we are so glad we took the recommendation. She was so easy to get along with, prompt with her replies and super knowledgeable. Danielle explained the process to us at every step of the way and made sure we got the most updated information quickly. We will definitely be coming to Danielle for every house we ever buy. Thank you for making the purchase of our first house so enjoyable! Megan and Derrick

I had a really positive experience working with Danielle Best for our new home mortgage.... She was easy to talk to, clear in her explanations and genuinely focused on helping me understand my options without any pressure. Even though I eventually went ahead with a better offer directly from my bank, I felt the experience with Danielle was professional, informative and very smooth. Thanks, Danielle!

Kaunain is an incredibly professional and hard working Mortgage Agent. We could not have asked for a better experience throughout the process of buying our first home. Throughout the entire process Kaunain took the time to carefully explain the information we needed to provide, and how to acquire that information for our Mortgage. His responses to any questions we had were prompt, thoughtful and always effectively explained. Thank you so much Kaunain!

Kevin Chu at Ratehub has been an incredible help throughout my homeownership journey—he supported me with my first mortgage and again during my renewal, and both times everything went smoothly. Kevin is knowledgeable, responsive, and genuinely committed to making the process stress-free. A great mortgage agent like Kevin brings clear communication, expert guidance, prompt follow-through, and a strong understanding of the best available rates and products. I highly recommend his services to anyone looking for a reliable and professional mortgage experience.

Renewal was smooth and efficient. Excellent at answering questions with fast replies. Broker is Tawer Daniel. My bank wouldn’t lower the interest, until I gave them my rate with Tawer. Even though it was more paperwork to switch over than staying with my prior lender, I still switched. Clients do appreciate service!

Our mortgage broker, Kaunain, was a true professional to deal with. My wife and I purchased our first home recently, and when searching for the best mortgage rates, Ratehub was highly recommended. Kaunain was very informative on what to expect from lenders, while guiding us through the document submission phase and kept a good checklist of what we still needed to do. He maintained good communication throughout the mortgage application process, and was thoughtful in his approach to securing us a good rate. Thank you again!

Had an excellent experience with Kaunain Taki. He walked us through the entire mortgage renewal process and kept us informed at every step. It wasn’t just about finding the lowest rate — he genuinely made sure we explored options with our current bank to see if they could offer a better deal. His honesty and commitment truly stand out. When it comes to mortgages, I won’t have a second thought anymore!

Very pleasant and smooth experience getting the best rate from Ratehub. Highly recommend them. The process was seamless and the mortgage broker we dealt with was very knowledgeable, professional and timely in his response (email or phone calls). He explained the different rates and worked with us to get the overall package that we needed. He explained the entire process from signing to completing the mortgage, and everything went smoothly without a hitch.

A Seamless and Highly Professional Experience ​Working with Hitesh Babbar at Rate Hub was absolutely fantastic from start to finish. As a home buyer, I appreciated his exceptional guidance through what can often feel like a complicated process. ​Hitesh Babbar is a true expert. He took the time to clearly explain the differences between various fixed and variable rate options and helped us structure a mortgage that perfectly fit our long-term financial goals. ​What really set him apart was his communication and responsiveness. He was consistently proactive, quickly returning calls and emails, and kept us informed at every single stage. We never had to wonder what the next step was. ​If you are looking for a mortgage professional who is knowledgeable, patient, and truly advocates for your best interests, I highly recommend Hitesh Babbar. They made the entire home financing journey feel seamless and stress-free. ​Highly recommended!

We had such a great experience working with Kaunain Taki. From start to finish, he went above and beyond to make sure we understood every part of the mortgage process. He took the time to explain all of our options, answered every question in detail, and made sure we felt confident in our decisions. Communication was excellent - he always kept in touch every step of the way and always followed up promptly. It was clear he genuinely cared about helping us find the best possible deal. We couldn't be happier with the service and would absolutely recommend Kaunain Taki to anyone looking for a knowledgeable, patient and professional mortgage broker.

My wife and I are first-time homebuyers, and we were looking around for better rates when we renewed our mortgage earlier this year. We decided to move forward with Ratehub. We are extremely happy with both the rate and service we received. I want to sincerely thank Kaunain from the Ratehub team for his knowledge and help through the entire process! He was always quick to respond to any questions we had, and professionally guided us through the entire process.

Working with Hemesh Kapadia at Ratehub.ca on my mortgage refinancing was an absolute delight. Aside from finding the best rate in the market, from start to finish, the entire process was amazingly smooth, quick, and completely stress free. Hemesh handled everything with such professionalism and ease that it felt like the refinancing took care of itself. He was incredibly knowledgeable, responsive, and proactive, making sure every detail was covered. What truly stood out was how seamless he made the experience. There were no hiccups, no confusion, and no delays. Just clear communication and fast results. If you are looking for someone who can make mortgage refinancing feel effortless but at the same time find you the best rate in the market, Hemesh at Ratehub.ca is your guy. I cannot recommend him highly enough!

Hitesh Babbar from Ratehub was incredible to work with when my wife and I needed to secure a mortgage for our new home purchase. He guided us through the entire process and was always available for all the questions that came up along the way. It was truly such a great experience working with them and being able to at the end be approved for our mortgage at an incredible rate he secured for us. Thank you Hitesh, for everything and for being such an incredible part of our homebuying journey.

Ratehub has been our go-to mortgage broker since 2018. From the first agent (Robert DB) that helped us get financing for our first home and it's renewal, all I can say is it has been a great experience! His expertise and dedication made the mortgage process smooth and stress-free. He retired already so I wish him all the best. This year, we worked with Abdul J and he helped us made our dream to move to a bigger home a reality! He is very knowledgeable, responsive, provided us different interest rate options and guided us through every step and documents we need to submit. I highly recommend him to anyone looking for a professional and reliable mortgage agent. I'll definitely be back working with him again for our future mortgage renewals!

Overall, a great experience with Ratehub. My first advisor was terrible, unresponsive and ended up being fired. Ratehub quickly reassigned Priyavadan to me, who was very responsive and moved the process along quickly. Everything was handled online, or by phone and no issues. I was previously with Nesto and found I had to be on them to keep the process going - so I was glad to see a company like Ratehub have better systems in place. Onboarding with Canwise was also excellent - had a phone call with a lovely agent who walked me through the portal and answered all the questions I had.

Kaunain Taki was absolutely amazing to work with! He helped us secure the lowest rate possible and made the entire process smooth from start to finish. His expertise and thoroughness ensured that we closed on our home without any hiccups. Kaunain was always available to answer questions and explained everything clearly, which gave us so much confidence throughout the process. His professionalism and dedication truly stood out, and we’re so grateful for his support. I couldn’t recommend him more highly!

Refinancing our mortgage with Cassia Miller was one of the best financial decisions we've made—and it was made even better thanks to their outstanding service. From the initial consultation to the final signing, she was proactive, transparent, and incredibly efficient. Whether you're a first-time buyer or refinancing, I can't recommend Cassia Miller highly enough. Her professionalism, transparency, and genuine care, make them a standout in the industry. If you're considering refinancing, do yourself a favor and reach out to them. You won’t regret it!

Had a great experience working with Hitesh, who promptly addressed our application, which was closing in 3 weeks, and has most of the mortgage application-related details sorted out by the end of the 2nd week. Also, the rate he sought out was more aggressive than the rates from other mortgage brokers we interacted with (vs one recommended by our real estate agent and also vs Pine from Wealthsimple). Additionally, he was able to accommodate our request to get a readvanceable mortgage. 10/10 would work with RateHub again next time if they can maintain this level of professional and expedient services.

I had a great experience renewing my mortgage with RateHub. Johnathon Glover was able to quickly get my approval done with a really short runway after my previous lender would not budge on a lower rate. Johnathon patiently nudged me through my renewal, answered all my questions, and secured the lowest possible rate and favorable terms for me. I’m very happy with the outcome.

We had a great experience with Eric Milicevich and we were able to secure a competitive rate with his assistance! I shopped around and he had the best offering by far. Throughout the process he was professional and organized. He communicated what was happening and took the time to explain things when we had questions. Highly recommend!

Working with Kaunain at Ratehub was a great experience. As first-time homebuyers, my partner and I were initially overwhelmed, but Kaunain immediately reached out to walk us through the process. He was organized, knowledgeable, and always quick to respond to our questions. His calm and patient approach made a complex process feel seamless. He found us a great rate, and worked hard to make sure he found us the best rate. We’re grateful for his support and will definitely work with him again in the future. Highly recommend!

Ask to work with Danielle Best if you can, she was an absolute pleasure to work with: direct, clear, knowledgeable, and efficient. We shopped around and not only did she get us the best rate, she also knew exactly what she needed from us and what she could get us which was night and day compared to the "mobile mortgage *specialists*" you deal with directly at the banks. Thank you for making a difficult process bearable Danielle!

Allana Beal was incredibly helpful throughout the entire mortgage process. She responded to all my questions quickly and clearly, which made everything feel much less overwhelming. Above all, she was genuinely friendly and approachable, which made working with her a pleasure. I truly appreciated her support and would absolutely recommend her to anyone looking for a reliable and personable mortgage expert.

I can't thank Kaunain Taki enough for the exceptional service throughout my mortgage process. The day of closing was intense — same-day funding with plenty of uncertainties — but his unwavering support made all the difference. Thanks to his guidance, everything went through smoothly and right on time. Kaunain's insights into market trends, mortgage terms, and rates were incredibly helpful and came at exactly the right moment. His advice played a key role in helping me make an informed decision that I feel great about. The communication was consistently clear and professional — whether it was with me, the lender, or our lawyer. Kaunain made a potentially stressful transaction feel effortless and well-managed from start to finish. His dedication and expertise have completely changed how I view mortgage brokerages, especially non-traditional lenders. I wholeheartedly recommend Kaunain Taki’s services to my friends and our community. He’s truly earned this praise — thank you again!

Thank you so much for your congratulatory message and for making the mortgage process as smooth as possible. You're absolutely right that it's never "fun," but your team truly did make it pain-free compared to what I was expecting. I really appreciated your proactive communication throughout the process - it made such a difference to always know where things stood and what to expect next. The rates you secured for us were excellent, and your advice was invaluable in helping us navigate all the options. Your commitment to serving the modern borrower really shows in how you handle everything. The ease and convenience you mentioned aren't just promises - they're exactly what we experienced. I'll definitely be recommending your services to friends and family, and we'll certainly keep you in mind for any future mortgage needs. Thank you again for making what could have been a stressful experience into a positive one.

Danielle Best from Ratehub helped us with our mortgage renewal, and we couldn’t be happier with the experience. From the initial consultation to the final steps, Danielle supported us with professionalism, expertise, and genuine compassion. She was responsive, clear, and attentive, even when unexpected circumstances arose, and it made all the difference. We’re truly grateful and highly recommend her services.

I had a fantastic experience working with Hitesh! From start to finish, he was extremely professional, knowledgeable, and responsive. He took the time to understand my needs, guided me through every step of the mortgage process, and made what could have been a stressful experience feel completely seamless. His clear communication, patience, and dedication truly set him apart. I wouldn’t hesitate to recommend Hitesh to anyone looking for a mortgage, you’ll be in excellent hands. Thank you again for the outstanding service!

Alanna from Ratehub really went out of her way to achieve our remortgage so we can complete our build. It was a bit out of the norm and she needed to work with a couple different lenders to accomplish our goals. Thank you Alanna and Rate Hub…the project build is back on track!

Alanna from Ratehub really went out of her way to achieve our remortgage so we can complete our build. It was a bit out of the norm and she needed to work with a couple different lenders to accomplish our goals. Thank you Alanna and Rate Hub…the project build is back on track!

Working with Kaunain was great - he took the time to listen and understand the ask, and made sure all my questions were answered. It was a complicated time, but he worked with us and our ever changing situation. He is not pushy (which I genuinely appreciate) and helped make renewing my mortgage as easy as it could be. We will definitely be working with him again.

Thank you very much, Hitesh! I have applied for many mortgages over the years. This was one of the best experiences for applications. You got me a great rate and worked closely with me to complete the mortgage with a very short closing time. The online portal for the application was easy to use and a convenient way to keep things organized. I truly appreciate your doing so much for me.

Robert Cullen was Fantastic! He walked me though the process of connecting me to all other mortgage services. Robert made the process easy and quick. He found the best mortgage renewal/refinance rate on the market based on my financial reality. It was a smooth transition and a great experience. I recommend all home buyers to contact Rate hub.ca.

We worked with Lena Tran and had the best experience with her. She is incredibly thorough, knowledgeable, and precise—every step of the process was clearly explained and expertly handled. She is also transparent and negotiated with the bank on our behalf, delivering exactly what she had promised. It was a great feeling to know that we we were in such capable hands. We couldn't be happier with the outcome and would highly recommend Lena Tran to anyone looking for a mortgage broker you can truly trust.

Working with Ratehub was a fantastic experience from start to finish! The team was knowledgeable, responsive, and truly had my best interests at heart. They made the mortgage process smooth and stress-free, explaining every step along the way. I couldn’t be happier with the rate they secured and the personalized service I received. Highly recommend to anyone looking for a reliable and trustworthy mortgage partner!

Danielle Best was literally THE BEST! Buying a home was a completely new experience for me, and I was going in blind with not a clue what to expect. Not only did Danielle find me an incredible mortgage rate, but I felt like she went above and beyond, walking me through each step, giving me advice, and answering my many phone calls! Highly recommend - thanks again, Danielle!

It's been a pleasure working with Jessica Barroso! She was very professional, knowledgeable, and always available to help when I had questions as a first time home buyer. She made the process smooth and stress-free and was able to negotiate a lower rate for me several times even when I moved my closing date earlier. Highly recommend if you're looking for a great mortgage broker !

This was an excellent experience. I got the best rate available, way better than the big 5 banks, and when one lender started asking too many questions, my broker went with another lender who came through without much hassle at all! I’m so grateful I went with rate hub and got the best rate around. It took work to qualify and meet all the demands, but we did it and Danielle my broker was amazing.

I had a fantastic experience working with Hitesh. He was professional, attentive, and made the entire mortgage process smooth and stress-free. His guidance and dedication helped me secure a great rate, and I felt supported every step of the way. Highly recommend!

We had a great experience working with Priyavadan. He was knowledgeable, responsive, and guided us through every step of the mortgage process with patience and clarity. He made what could have been a stressful experience feel smooth and manageable. We truly appreciate his dedication and hard work. Highly recommend!

I had an incredible experience working with Milko Stanekovic from Ratehub for my first home purchase! I was referred to him by a friend, and I'm so glad I was. Milko secured the absolute best rate for me – genuinely, no one else could beat it. He clearly knows his stuff; the entire mortgage process was incredibly smooth. His communication was outstanding; he was always available and responsive, patiently answering all of our questions every step of the way. He's knowledgeable, very professional, and just overall great to work with. I would highly, highly recommend Milko to anyone looking for a mortgage agent!

We had the pleasure of working with Jessica and the service here was exceptional. She found the best rate around and made the process of getting a mortgage extremely smooth, no hassle. Some of the other institutions were shocked with what we were able to get. We couldn’t have asked for more. Great experience.

I was a bit skeptical dealing with an online mortgage company but my level of trust changed dramatically working with Theron Walker. He was knowledgeable and patient with both my difficult and dumb questions alike making the process very easy. Now that I have a mortgage with them, I can really see that my own big bank was couldn't even come close to the mortgage rate and the level of service that I received from Theron. Thank you for everything !!

Vladimir Stanev was absolutely fantastic to work with. From start to finish, he was responsive, professional, and incredibly helpful. He secured us a great rate and made sure we were always kept in the loop at every stage of the process. His communication was prompt and clear, and he made what can often be a stressful experience feel smooth and manageable. I highly recommend Vladimir to anyone looking for a knowledgeable and dependable mortgage broker.

I had a fantastic experience working with Kevin Chu as my mortgage agent. From start to finish, he was professional, responsive, and incredibly knowledgeable. He took the time to explain every step of the process clearly and made sure I felt comfortable and informed throughout. What I appreciated most was his honesty and commitment to finding the best solution for my specific needs. His attention to detail and dedication truly set him apart. Thanks to Kevin Chu, the entire mortgage process was smooth and stress-free. I couldn’t be happier with the service I received, and I would highly recommend him to anyone looking for a trustworthy and dependable mortgage professional.

I had the pleasure of working with Robert Cullen. Very friendly and he knows his stuff. He was able to provide me with the better interest rate on my re-mortgage and I switched lenders. So glad I signed when I did, as rates are climbing back up. I have referred some friends regarding anything to do with mortgages his way. Hope to work with Robert / Rate Hub in the future at renewal time.

I am very happy to share my recent experiences with Rate Hub. Lena Tran has been very helpful since from the start till the end. She carefully understands my mortgage needs and help me to secure the best rate in the market. I recommend Rate Hub and Lena Tran for any kind of mortgage services.

I was referred to Ratehub by a friend who recently received their preapproval. I was originally referred to a broker who was not available, but instead Kaunain answered my request and was able to provide me an absolute wealth of information. He was also able to give me risk mitigation strategies to secure one of the best rates available in this uncertain market, and to also set me up for renewal in a few years time. In the end, he was able to get me approved for a very good and competitive rate along with a cash incentive that other brokers would not offer. I definitely recommend calling Kaunain for your mortgage needs and have referred him to other friends.

I had a really great experience working with Eric M. as my mortgage broker. He was very knowledgeable, patient, kind, and proactive. He took the time to answer my many questions and he gave me a call as soon as interest rates went down so that I could lock in a better rate, which I greatly appreciated. I highly recommend him!

I was shopping for a mortgage and stumbled upon Ratehub.ca. I worked with Jessica Barroso and she was exceptional. I was offered the best rates in the market, and Jessica worked really hard and managed to secure a better rate before closing. She was professional and quite responsive to email and calls. She walked me through the whole process without any hassles. Will recommend Jessica and Ratehub.ca to all my friends and family looking for loans and insurance.