We shop rates from dozens of lenders.
Ontario
Fixed
| Terms | Everyday | Limited |
|---|---|---|
| 1 Year | 3.44%
Get this rate | 3.19%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 2 Year | 3.59%
Get this rate | 3.29%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 3 Year | 3.54%
Get this rate | 3.29%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 45
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 4 Year | 3.74%
Get this rate | 3.49%
Get this rate |
| Lump sum prepayment | 20%
| 15%
|
| Increase to regular payment | 20%
| 100%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30 years
| 25 years
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 5 Year | 3.69%
Get this rate | 3.29%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 60
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 7 Year | 4.24%
Get this rate | 3.64%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 30
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 10 Year | 4.39%
Get this rate | 3.89%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate |
Variable
| Terms | Everyday | Limited |
|---|---|---|
| 3 Year | 3.95%
Get this rate | 3.95%
Get this rate |
| Lump sum prepayment | 20%
| 20%
|
| Increase to regular payment | 20%
| 20%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | 30
|
| Rate hold period | -- | 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 5 Year | 3.40%
Get this rate | 2.75%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 15%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| HELOC | 4.45%
Get this rate | -- Get this rate |
| Lump sum prepayment | -- | -- |
| Increase to regular payment | -- | -- |
| High ratio only | No
| -- |
| Pre-approval | No
| -- |
| Maximum amortization | -- | -- |
| Rate hold period | -- | -- |
| Other details | -- | -- |
| Get this rate |
