Website Terms & Conditions

Last Updated: March 22, 2022

Canwise Financial is a brand operated by Ratehub inc. (“Canwise Financial” / “we” / “us”) who owns and operates the website located at (“Website”). These Terms of Use (the “Terms”) apply to all users of the Website, including users who simply view the content on or available through this website (“Users”/ “You”).

These terms of use also apply to any third-party website or service, such as a partner blog or social media platform that hosts content (such as the Canwise Financial Facebook pages).

By using this Website, you indicate your acceptance of these Terms. If you do not accept these Terms, then do not use the Website. These Terms of use may be amended or updated by CanWise Financial from time to time without notice and the Terms may have changed since your last visit to this website. It is your responsibility to review these Terms of use for any changes. Your use after any amendments or updates of these Terms shall signify your assent to and acceptance of such revised Terms. Any new features that may be added to this website from time to time will be subject to these Terms, unless stated otherwise. You should visit this page periodically to review these Terms.


The Website features and functionality are and will remain our exclusive property or that of our licensors. The Website is protected by copyright, trademark, and other laws of both Canada and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.


You assign all rights, title and interest in any feedback You provide us. If for any reason such assignment is ineffective, You agree to grant us a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such feedback without restriction.


You acknowledge that our Website may contain links to third-party web sites or services that are not owned or controlled by us.


Notwithstanding any damages that You might incur, our entire liability and any of our suppliers & affiliates under any provision of these Terms and Your exclusive remedy for all of the foregoing shall be limited to $50 CAD.

To the maximum extent permitted by applicable law, in no event shall we or our suppliers & affiliates be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Website, third-party software and/or third-party hardware used with the Website, or otherwise in connection with any provision of these Terms), even if we or any supplier or affiliate has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these jurisdictions, each party’s liability will be limited to the greatest extent permitted by law.


The Website is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, we, on our own behalf and on behalf of our Affiliates and our and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Website, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, we provide no warranty or undertaking, and makes no representation of any kind that the Website will meet the User’s requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither we nor any of our affiliates make any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Website, or the information, content, and materials or products included thereon; (ii) that the Website will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Website; or (iv) that the Website, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.


The laws of the Ontario and Canada therein, excluding its conflicts of law rules, shall govern these Terms and Your use of the Website.


If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.


Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.


We reserve the right, at Our sole discretion, to modify or replace these Terms at any time without notice to you.

By continuing to access or use Our Website after those revisions become effective, You agree to be bound by the revised Terms. If You do not agree to the new Terms, in whole or in part, please stop using the Website.

You represent that you are over the age of 18. We do not permit those under 18 to use the Website. Contact Us If you have any questions about these Terms, You can contact us: