For rates available through our mortgage brokerage, Ratehub.ca:
Fixed
| Terms | Everyday | Limited |
|---|---|---|
| 1 Year | 5.19%
Get this rate | 4.73%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 15%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 2 Year | 5.24%
Get this rate | 4.54%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 3 Year | 5.34%
Get this rate | 4.49%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 4 Year | 5.44%
Get this rate | 4.88%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 5 Year | 5.39%
Get this rate | 4.24%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 7 Year | 5.78%
Get this rate | 5.33%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 10 Year | 5.94%
Get this rate | 5.53%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate |
Variable
| Terms | Everyday | Limited |
|---|---|---|
| 3 Year | 3.95%
Get this rate | 3.60%
Get this rate |
| Lump sum prepayment | 20%
| 20%
|
| Increase to regular payment | 20%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 90
|
| Other details | -- | -- |
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| 5 Year | 4.35%
Get this rate | 3.50%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 90
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| HELOC | 4.45%
Get this rate | 5.20%
Get this rate |
| Lump sum prepayment | 100%
| 100%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | -- |
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate |
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