Quebec

Fixed

Terms	Everyday	Limited
1 Year	3.34% Get this rate	2.79% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	120	120
Other details	--	--
	Get this rate	Get this rate
2 Year	3.19% Get this rate	2.89% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	30	30
Rate hold period	120	120
Other details	--	--
	Get this rate	Get this rate
3 Year	2.96% Get this rate	2.89% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	No	No
Pre-approval	Yes	No
Maximum amortization	25	25
Rate hold period	120	120
Other details	***Taux à 2,99% 3 ans fixes notaire et évaluation payé pour les prêt de 200 000$ et plus sous certaine conditions.	--
	Get this rate	Get this rate
4 Year	3.24% Get this rate	3.19% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	25	30
Rate hold period	120	120
Other details	--	Frais de notaire et évaluation payés sur refinancement de 175 000$ et plus, certaines conditions s'appliquent
	Get this rate	Get this rate
5 Year	2.89% Get this rate	2.69% Get this rate
Lump sum prepayment	15%	20%
Increase to regular payment	100%	20%
High ratio only	No	Yes
Pre-approval	Yes	No
Maximum amortization	30	25
Rate hold period	120	90
Other details	--	*Taux refinancement 5 ans fixes à 2.89% notaire et évaluation payé pour les prêt de 200 000$ et plus, sous certaines conditions taux garantie 120 jours Taux 5 ans fixes à 2.69% si le ratio prêt-valeur est de 65% et moins en achat et renouvellement sous certaines conditions **Taux 5 ans fixes à 2.79% pour achat avec 20% à 35% de mise de fond et plus.
	Get this rate	Get this rate
7 Year	3.99% Get this rate	3.89% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	30	30
Rate hold period	120	120
Other details	--	--
	Get this rate	Get this rate
10 Year	4.29% Get this rate	4.04% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	No	Yes
Pre-approval	No	No
Maximum amortization	30	25
Rate hold period	120	120
Other details	--	--
	Get this rate	Get this rate
HELOC	4.45% Get this rate	4.45% Get this rate
Lump sum prepayment	--	--
Increase to regular payment	--	--
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	--	--
Rate hold period	--	--
Other details	--	Taux à 3,95% (prime +0%) si la marge est de 100 000$ et plus, sous certaines conditions
	Get this rate	Get this rate

Variable

Terms	Everyday	Limited
5 Year	2.90% Get this rate	2.70% Get this rate
Lump sum prepayment	15%	20%
Increase to regular payment	100%	20%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	120	90
Other details	***Taux de refinancement à 3,20% notaire payé pour les prêt de 200 000$ et plus sous certaines conditions	***Taux à 2,90% assuré SCHL notaire payé (montant de prêt minimum de 200 000$) sous certaines conditions .
	Get this rate	Get this rate
HELOC	4.45% Get this rate	4.45% Get this rate
Lump sum prepayment	--	--
Increase to regular payment	--	--
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	--	--
Rate hold period	--	--
Other details	--	--
	Get this rate	Get this rate

How do we offer lower mortgage rates for the same bank products?

More Choice

We shop rates from dozens of lenders.

No Haggling

We give you the best deal upfront.

Volume Discounts

We pass on any discounts we receive to you.