Quebec

Fixed

Terms	Everyday	Limited
1 Year	2.99% Get this rate	2.69% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	90	120
Other details	--	--
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2 Year	2.99% Get this rate	2.64% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	90	120
Other details	--	--
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3 Year	2.94% Get this rate	2.79% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	90	120
Other details	--	***Taux pour refinancement à 2,79% avec notaire et évaluation payés sur les prêt de 200 000$ et plus, certaines conditions s'appliquent
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4 Year	2.99% Get this rate	2.84% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	90	120
Other details	--	Frais de notaire et évaluation payés sur refinancement de 200 000$ et plus, certaines conditions s'appliquent
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5 Year	2.89% Get this rate	2.39% Get this rate
Lump sum prepayment	15%	20%
Increase to regular payment	100%	20%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	90	90
Other details	--	*Taux refinancement 5 ans fixes à 2.84% notaire et évaluation payé pour les prêt de 200 000$ et plus, sous certaines conditions taux garantie 120 jours Taux 5 ans fixes à 2.54% si le ratio prêt-valeur est de 65% et moins en achat et renouvellement, sous certaines conditions **Taux 5 ans fixes à 2.74% pour achat avec 20% à 35% de mise de fond et plus, sous certaines conditions
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7 Year	3.49% Get this rate	3.34% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	90	120
Other details	--	--
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10 Year	3.74% Get this rate	3.59% Get this rate
Lump sum prepayment	15%	15%
Increase to regular payment	100%	100%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	120	120
Other details	--	--
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HELOC	4.45% Get this rate	4.45% Get this rate
Lump sum prepayment	--	--
Increase to regular payment	--	--
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	--	--
Rate hold period	--	--
Other details	--	Taux à 3,95% (prime +0%) si la marge est de 100 000$ et plus, sous certaines conditions
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Variable

Terms	Everyday	Limited
3 Year	-- Get this rate	3.00% Get this rate
Lump sum prepayment	15%	--
Increase to regular payment	100%	--
High ratio only	Yes	--
Pre-approval	No	--
Maximum amortization	25	--
Rate hold period	90	--
Other details	--	--
	Get this rate
5 Year	3.45% Get this rate	2.70% Get this rate
Lump sum prepayment	15%	20%
Increase to regular payment	100%	20%
High ratio only	Yes	Yes
Pre-approval	No	No
Maximum amortization	25	25
Rate hold period	90	90
Other details	***Taux de refinancement à 3,20% notaire payé pour les prêt de 200 000$ et plus sous certaines conditions	***Taux à 2,90% assuré SCHL notaire payé (montant de prêt minimum de 200 000$) sous certaines conditions .
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HELOC	4.45% Get this rate	3.95% Get this rate
Lump sum prepayment	--	0%
Increase to regular payment	--	0%
High ratio only	No	No
Pre-approval	No	No
Maximum amortization	--	--
Rate hold period	--	120
Other details	--	--
	Get this rate	Get this rate

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