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Quebec
Fixed
| Terms | Everyday | Limited |
|---|---|---|
| 1 Year | 3.34%
Get this rate | 2.94%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 25
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 2 Year | 3.19%
Get this rate | 2.99%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 30
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 3 Year | 3.14%
Get this rate | 2.99%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 25
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | Frais de notaire et évaluation payés sur transaction de refinancement de 150 000$ et plus, certaines conditions s'appliques. |
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| 4 Year | 3.24%
Get this rate | 3.19%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 25
| 30
|
| Rate hold period | 120
| 120
|
| Other details | -- | Frais de notaire et évaluation payés sur refinancement de 175 000$ et plus, certaines conditions s'appliquent |
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| 5 Year | 3.19%
Get this rate | 2.94%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | Yes
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 90
|
| Other details | Taux refinancement à 3,19% notaire payé pour les prêt de 175 000$ et plus sous certaines condition | ***Taux refinancement 5 ans fixes à 3,19% notaire payé pour les prêt de 175 000$ et plus sous certaines conditions |
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| 7 Year | 3.99%
Get this rate | 3.89%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 30
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 10 Year | 4.29%
Get this rate | 4.04%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| HELOC | 4.45%
Get this rate | 4.45%
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| Lump sum prepayment | -- | -- |
| Increase to regular payment | -- | -- |
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | -- |
| Rate hold period | -- | -- |
| Other details | -- | Taux à 3,95% (prime +0%) si la marge est de 100 000$ et plus, sous certaines conditions |
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Variable
| Terms | Everyday | Limited |
|---|---|---|
| 5 Year | 2.95%
Get this rate | 2.75%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 25
| 25
|
| Rate hold period | 120
| 90
|
| Other details | -- | Taux à 2,95% assuré SCHL notaire payé (montant de prêt minimum de 200 000$) sous certaines conditions . |
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| HELOC | 4.45%
Get this rate | 4.45%
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| Lump sum prepayment | -- | -- |
| Increase to regular payment | -- | -- |
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | -- |
| Rate hold period | -- | -- |
| Other details | -- | -- |
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