We shop rates from dozens of lenders.
Quebec
Fixed
| Terms | Everyday | Limited |
|---|---|---|
| 1 Year | 2.74%
Get this rate | 1.69%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 90
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 2 Year | 1.89%
Get this rate | 1.69%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 90
| 120
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 3 Year | 1.94%
Get this rate | 1.69%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 90
| 120
|
| Other details | -- | ***Taux pour refinancement à 2,79% avec notaire et évaluation payés sur les prêt de 200 000$ et plus, certaines conditions s'appliquent |
| Get this rate | Get this rate | |
| 4 Year | 1.94%
Get this rate | 1.69%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 90
| 120
|
| Other details | -- | Frais de notaire et évaluation payés sur refinancement de 200 000$ et plus, certaines conditions s'appliquent |
| Get this rate | Get this rate | |
| 5 Year | 1.99%
Get this rate | 1.59%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 90
| 90
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 7 Year | 1.99%
Get this rate | 1.99%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 90
| 90
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| 10 Year | 2.44%
Get this rate | 2.44%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 90
| 90
|
| Other details | -- | -- |
| Get this rate | Get this rate | |
| HELOC | 4.45%
Get this rate | 4.45%
Get this rate |
| Lump sum prepayment | -- | -- |
| Increase to regular payment | -- | -- |
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | -- |
| Rate hold period | -- | -- |
| Other details | -- | Taux à 3,95% (prime +0%) si la marge est de 100 000$ et plus, sous certaines conditions |
| Get this rate | Get this rate |
Variable
| Terms | Everyday | Limited |
|---|---|---|
| 3 Year | -- Get this rate | 2.50%
Get this rate |
| Lump sum prepayment | 15%
| -- |
| Increase to regular payment | 100%
| -- |
| High ratio only | Yes
| -- |
| Pre-approval | No
| -- |
| Maximum amortization | 25
| -- |
| Rate hold period | 90
| -- |
| Other details | -- | -- |
| Get this rate | ||
| 5 Year | 1.95%
Get this rate | 1.60%
Get this rate |
| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 90
|
| Other details | ***Taux de refinancement à 3,20% notaire payé pour les prêt de 200 000$ et plus sous certaines conditions | ***Taux à 2,90% assuré SCHL notaire payé (montant de prêt minimum de 200 000$) sous certaines conditions . |
| Get this rate | Get this rate | |
| HELOC | 4.45%
Get this rate | 3.95%
Get this rate |
| Lump sum prepayment | -- | 0%
|
| Increase to regular payment | -- | 0%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | -- |
| Rate hold period | -- | 120
|
| Other details | -- | -- |
| Get this rate | Get this rate |
