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Quebec
Fixed
| Terms | Everyday | Limited |
|---|---|---|
| 1 Year | 3.34%
Get this rate | 3.24%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 25
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 2 Year | 3.44%
Get this rate | 3.49%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 3 Year | 3.59%
Get this rate | 3.29%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 90
|
| Other details | -- | -- |
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| 4 Year | 3.64%
Get this rate | 3.59%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 25
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 5 Year | 3.69%
Get this rate | 3.49%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 60
|
| Other details | Notaire payés sur refinancement certaines conditions s'appliquent. | -- |
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| 7 Year | 4.09%
Get this rate | 3.94%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 30
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 10 Year | 4.09%
Get this rate | 4.09%
Get this rate |
| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 100%
| 100%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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Variable
| Terms | Everyday | Limited |
|---|---|---|
| 5 Year | 3.20%
Get this rate | 2.75%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | Yes
| No
|
| Maximum amortization | 25
| 25
|
| Rate hold period | 120
| 90
|
| Other details | Notaire payé sur les refinancement de plus de 150 000$ sous certains conditions. | Taux à 2,95% assuré SCHL notaire payé sous certaines conditions. |
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| HELOC | 3.70%
Get this rate | 3.95%
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| Lump sum prepayment | -- | -- |
| Increase to regular payment | -- | -- |
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | -- |
| Rate hold period | -- | -- |
| Other details | -- | -- |
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