Quebec

Fixed

TermsEverydayLimited
1 Year
2.99%
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2.69%
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Lump sum prepayment
15%
15%
Increase to regular payment
100%
100%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
90
120
Other details----
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2 Year
2.99%
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2.64%
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Lump sum prepayment
15%
15%
Increase to regular payment
100%
100%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
90
120
Other details----
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3 Year
2.94%
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2.79%
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Lump sum prepayment
15%
15%
Increase to regular payment
100%
100%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
90
120
Other details--

***Taux pour refinancement à 2,79% avec notaire et évaluation payés sur les prêt de 200 000$ et plus, certaines conditions s'appliquent

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4 Year
2.99%
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2.84%
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Lump sum prepayment
15%
15%
Increase to regular payment
100%
100%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
90
120
Other details--

Frais de notaire et évaluation payés sur refinancement de 200 000$ et plus, certaines conditions s'appliquent

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5 Year
2.89%
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2.39%
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Lump sum prepayment
15%
20%
Increase to regular payment
100%
20%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
90
90
Other details--

***Taux refinancement 5 ans fixes à 2.84% notaire et évaluation payé pour les prêt de 200 000$ et plus, sous certaines conditions taux garantie 120 jours

***Taux 5 ans fixes à 2.54% si le ratio prêt-valeur est de 65% et moins en achat et renouvellement, sous certaines conditions
***Taux 5 ans fixes à 2.74% pour achat avec 20% à 35% de mise de fond et plus, sous certaines conditions

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7 Year
3.49%
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3.34%
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Lump sum prepayment
15%
15%
Increase to regular payment
100%
100%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
90
120
Other details----
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10 Year
3.74%
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3.59%
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Lump sum prepayment
15%
15%
Increase to regular payment
100%
100%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
120
120
Other details----
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HELOC
4.45%
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4.45%
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Lump sum prepayment----
Increase to regular payment----
High ratio only
No
No
Pre-approval
No
No
Maximum amortization----
Rate hold period----
Other details--

Taux à 3,95% (prime +0%) si la marge est de 100 000$ et plus, sous certaines conditions

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Variable

TermsEverydayLimited
3 Year-- Get this rate
3.00%
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Lump sum prepayment
15%
--
Increase to regular payment
100%
--
High ratio only
Yes
--
Pre-approval
No
--
Maximum amortization
25
--
Rate hold period
90
--
Other details----
Get this rate
5 Year
3.45%
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2.70%
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Lump sum prepayment
15%
20%
Increase to regular payment
100%
20%
High ratio only
Yes
Yes
Pre-approval
No
No
Maximum amortization
25
25
Rate hold period
90
90
Other details

***Taux de refinancement à 3,20% notaire payé pour les prêt de 200 000$ et plus sous certaines conditions

***Taux à 2,90% assuré SCHL notaire payé (montant de prêt minimum de 200 000$) sous certaines conditions .

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HELOC
4.45%
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3.95%
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Lump sum prepayment--
0%
Increase to regular payment--
0%
High ratio only
No
No
Pre-approval
No
No
Maximum amortization----
Rate hold period--
120
Other details----
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