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Alberta
Fixed
| Terms | Everyday | Limited |
|---|---|---|
| 1 Year | 3.09%
Get this rate | 2.69%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 15%
| 15%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 2 Year | 2.99%
Get this rate | 2.58%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 15%
| 15%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 3 Year | 2.94%
Get this rate | 2.56%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 15%
| 15%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 4 Year | 2.99%
Get this rate | 2.58%
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| Lump sum prepayment | 15%
| 15%
|
| Increase to regular payment | 15%
| 100%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 5 Year | 2.89%
Get this rate | 2.28%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 15%
| 20%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 40
|
| Other details | -- | High ratios purchases/renewals or purchases/renewals where the loan to value is 65% or less. |
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| 7 Year | 3.39%
Get this rate | 2.97%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 15%
| 20%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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| 10 Year | 4.19%
Get this rate | 2.98%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 15%
| 20%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 120
|
| Other details | -- | -- |
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Variable
| Terms | Everyday | Limited |
|---|---|---|
| 3 Year | 3.70%
Get this rate | 3.70%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 15%
| 20%
|
| High ratio only | No
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30 years
| 25
|
| Rate hold period | 120 days
| 120
|
| Other details | -- | -- |
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| 5 Year | 3.60%
Get this rate | 2.65%
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| Lump sum prepayment | 15%
| 20%
|
| Increase to regular payment | 100%
| 20%
|
| High ratio only | Yes
| Yes
|
| Pre-approval | No
| No
|
| Maximum amortization | 30
| 25
|
| Rate hold period | 120
| 90
|
| Other details | -- | High ratio purchases or renewals only. |
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| HELOC | 4.45%
Get this rate | 4.45%
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| Lump sum prepayment | -- | 0%
|
| Increase to regular payment | -- | 0%
|
| High ratio only | No
| No
|
| Pre-approval | No
| No
|
| Maximum amortization | -- | -- |
| Rate hold period | -- | 90
|
| Other details | -- | -- |
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