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Purchase

If you’re looking to buy a home or property, chances are you’ll need a mortgage. A mortgage is a loan that allows an individual to purchase a property.

Pre-approval

Pre-approval

Before you start your search for a home, it’s important to get pre-approved for a mortgage by a lender.

Refinance

If you have an existing mortgage, you may at some point consider refinancing it. In practice, this means replacing your current loan with a new one at different interest rate.

Renewal
There are a number of things to know about the mortgage renewal process and questions to ask yourself before you go ahead with your renewal. CanWise can help you by walking you through all of your renewal options. We can compare what your current lender is offering to the rest of the market and recommend the best options given your current situation.
Home Equity Line of Credit

Home Equity Line of Credit

With a typical mortgage, you borrow money from a bank and that allows you to buy a home. But what if you want to get a loan and are willing to use your existing home as collateral to do so?

Mortgages and Divorce

Divorce means moving on to the next phase of one's life, but it can be complicated if the people involved own a home and have a mortgage.

Purchase Plus Improvement

Purchase Plus Improvement

Many people are interested in buying homes that are in need of some renovations. The problem is they may not have the funds on hand to do the necessary work on a fixer upper.

Investment Property

Investment Property

You may already own a primary residence and are considering buying a home for investment purposes.

Vacation and Second Homes

Vacation and Second Homes

Many Canadians own vacation homes, such as cottages, in addition to their primary residence. To buy these second homes, a mortgage is often necessary.

New to Canada

New to Canada

If you’re a Canadian citizen, applying for a mortgage is a fairly simple process. However, individuals who have recently moved to the country and aren’t yet citizens can still get a mortgage.

First-time Home Buyer

First-time Home Buyer

Buying your first home can be a daunting experience. It’s almost certainly the most expensive purchase you’ll make in your life. In order to buy a home, you’ll need to get a mortgage.

Self-employed

Mortgages for Self-employed Individuals

Before granting a mortgage, a lender wants to be sure that the borrower has the ability to pay back the money.

Bad Credit Mortgages - Home Loan for Bad Credit

One of the most important things a bank looks at before granting a mortgage is the prospective borrower’s credit history.