I had to refinance the house and I shopped around to get the best rates and for approval. I called banks, visited credit unions and other companies that offers mortgages. Registered on Ratehub one evening and got an email from Robert Cullen the next day. I called him the same day and he helped me right away. The best mortgage agent ever! Went above and beyond to help me get what I needed and got me the best rate. I highly recommend him! Thanks again, Rob!