I had an excellent experience refinancing my mortgage through Ratehub with Hitesh Babbar. From start to finish, he was knowledgeable, responsive, and incredibly patient in explaining every step of the process. He took the time to understand my goals, presented clear options, and worked hard to secure a great rate that fit my situation. What really stood out was his professionalism and communication—I always felt informed and supported, and no question ever felt too small. I would highly recommend Hitesh and Ratehub to anyone looking to refinance or get a mortgage. Outstanding service all around!