I highly recommend working with ratehub! I worked with Kaunain Taki and who helped me renew my mortgage. I needed a lot of help and advice and a lot of explanations because this was the first time I was renewing my mortgage. I was lucky enough to have been able to have Kaunain look after me...because once I was able to talk with him, everything started to become clear. Kaunain is so informed, patient and extremely helpful and he had my best interests in mind. He had my approval ready within days of contacting him. He gave me great advice about my finances that would benefit me most, returned all of my calls and emails promptly and answered every single question I had without ever making me feel ridiculous for asking them! He made the reneweal process easy, I trusted him and he really took the time to help me understand everything along the way. And not only that, he provided me with the best rate and incentives. Thank you Kaunain Taki! I would 100% work with him again!