Excellent business model that undercuts traditional commission-based mortgage brokers significantly. Professional, helpful, and attentive staff with access to consistently lower rates that what many financial institutions are willing to match. Besides having access to competitive rates at the big banks, they also consolidate the B-lenders in one place and keep you up to date when one has a better deal for you. No need to drive around town and fill in the same mortgage application details at dozens of institutions. Great experience and looking forward to seeing how their company grows over the next few years.